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The EchoPay Visa® Prepaid Card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Use your card everywhere Visa debit cards are accepted.

¹Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a Card as opposed to a paper check.

²Standard data charges may apply.

³This optional offer is not a Pathward or Visa product or service.

⁴While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for more details.

⁵Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.

Your Prepaid Card account and associated direct deposit account number cannot be used for preauthorized direct debits from merchants or from utility or Internet service providers. If presented for payment, these preauthorized direct debits will be declined and your payment to the merchant or provider will not be processed. The bank routing number and direct deposit account number are for the purpose of initiating direct deposits to your Prepaid Card account only. You are not authorized to provide this bank routing number and direct deposit account number to anyone other than your employer or payer. Direct deposit capability is subject to payer’s support of this feature. Check with your payer to find out when the direct deposit of funds will start. Funds availability is subject to timing of payer’s funding.

Important information for opening a Card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card account. What this means for you: When you open a Card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Plus Alliance Surcharge-Free ATM Network. See Cardholder Agreement for details upon successful activation and registration of the Card Account, funds on deposit at Pathward, Member FDIC, are insured up to $250,000. Coverage limit is subject to aggregation of all of Cardholder’s funds held on deposit at Pathward. To minimize losses, Visa’s Zero Liability policies require Cardholder to notify Pathward promptly of any loss of the Card or compromise of the Card Account. Other terms apply. For details, see the Cardholder Agreement for more details.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.