Fee Plans

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All fees Amount Details
Card purchase $0 No fee charged
Card Replacement $4.99 Per card. 7-10 Business days
Monthly usage
All fees Amount Details
Monthly fee $4.95 Fee charged monthly
Add money
All fees Amount Details
Direct Deposit $0 No charge
Cash reload $4.95 Fees of up to $4.95 may apply when reloading your card at reload agents. Locations may be found at the Echopay website.
Card to Card Transfer via web, text or customer service $0 No charge
Get cash
All fees Amount Details
ATM withdrawal(in-network) $0 "In-network" refers to the Visa Plus Alliance. Locations can be found at the Echopay website.
ATM withdrawal(out-of-network) $1.95 This is our fee. “Out-of-network” refers to all the ATMs outside of the NETWORK ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
Over the counter withdrawal $0 No charge
Information
All fees Amount Details
Customer service (automated) $0 No fee for calling our automated customer service line, including for balance inquiries.
Customer service (live agent) $0 No charge
Bill payments $0 No fee for expedited and regular delivery
ATM balance inquiry (in-network) $0 “In-network” refers to the Visa Plus Alliance ATM Network. Locations can be found at the Echopay website.
ATM balance inquiry (out-of-network) $0 No charge
Using your Card outside the U.S.
All fees Amount Details
International signature transaction 3% Of the U.S. dollar amount of each transaction
International PIN transaction 3% Of the U.S. dollar amount of each transaction.
International ATM withdrawal $2.50 + 3% This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
International ATM balance inquiry $0 You may also be charged a fee by the ATM operator.
Third-Party fees
All fees Amount Details
Other
All fees Amount Details
Inactivity $0 No charge
Cancelation Fee $9.95 Account cancelation paper check fee. 7-10 Business Days
Load, Withdrawal and Spend Limits*
Load Limitations Limit
Maximum Card balance at any time $10,000
Total number of times you can reload your Card Up to 5 reloads per rolling twenty-four (24) hours $10.00 minimum, $1,000.00 per transaction, and $5,000.00 daily limit
Direct Deposit $1.00 to $5,000
Over the Counter withdrawal $1.00 to $1,500
GreenDot Reload Location 4 loads daily totaling $1,000 in rolling 24 Min load $1.00
Card to Card transfer $500 per day
Withdrawal Limitations Limit
Total number of ATM or over the counter cash withdrawals Five cash withdrawals from each, and no more than six (6) times per day
Maximum amount of ATM or over the counter cash withdrawal $1,500 per rolling 24 hours
Spend Limitations Limit
Maximum amount in Point of Sale Signature or Point of Sale PIN Transactions No more than $2,500 per day and $2,500 per transaction
* Third parties may impose additional limitations.

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