| All fees | Amount | Details |
|---|---|---|
| Card Purchase | $0 | No fee charged |
| Card replacement | $4.99 | Per card. 7-10 Business days. This fee also applies to all Secondary Cards. This fee is rebated to the card account for the first request in a 12 month period, for each additional request the fee will be assessed |
| All fees | Amount | Details |
|---|---|---|
| Monthly Fee | $4.95 | Fee charged monthly. This fee will only be charged to the Primary Card Account. This fee is waived if the card account receives a cumulative $1000 in loads in the given cycle |
| All fees | Amount | Details |
|---|---|---|
| Direct Deposit | $0 | No charge |
| Cash reload | $4.95 | This is not our fee. Fees of up to $4.95 may apply when reloading your card at reload agents. Locations may be found at the EchoPay website |
| Card to Card Transfer | $0 | There is no charge for a Card to Card Transfer via web, text or customer service |
| All fees | Amount | Details |
|---|---|---|
| ATM withdrawal (in-network) | $0 | "In-network" refers to the Visa Plus Alliance. Locations can be found at the EchoPay website |
| ATM withdrawal (out-of-network) | $1.95 | “This is our fee. “Out-of-network” refers to all the ATMs outside of the Visa Plus Alliance Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. This fee also applies to Secondary Partner Cards if cash access is permitted as determined by the cardholder agreement |
| Over the counter withdrawal | $0 | No charge |
| All fees | Amount | Details |
|---|---|---|
| Customer service | $0 | No fee for calling our automated customer service line, including for balance inquiries |
| Bill payments | $0 | No fee for expedited and regular delivery |
| ATM balance inquiry (in-network) | $0 | There is no fee for an in or out of network domestic balance inquiry. You may also be charged a fee by the ATM operator, even if you do not complete a transaction |
| All fees | Amount | Details |
|---|---|---|
| International signature transaction | 3% | Of the U.S. dollar amount of each transaction. This includes signature, PIN, and ATM transactions. This fee also applies to Secondary Partner and Family Cards, if access is permitted as determined per the cardholder agreement |
| International ATM withdrawal | $2.50 | This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. This fee also applies to Secondary Partner Cards if cash access is permitted as determined by the cardholder agreement |
| International ATM balance inquiry | $0 | You may also be charged a fee by the ATM operator |
| All fees | Amount | Details |
|---|---|---|
| Inactivity | $0 | No charge |
| Cancellation Fee | $0 | There is no fee to cancel your account or to receive a refund |
| Partner Card | $0 | There is no fee for adding a Partner Card |
| Family Card | $4.95 | This fee is assessed for each Family card you add. This will appear in your transaction history as “Secondary Card Fee” |
| Express shipping fee | $25.00 | For each replacement card sent via express shipping |
| Load Limitations | Limit |
|---|---|
| Maximum Card balance at any time | $10,000.00 |
| Total number of times you can reload your Card | Up to 5 reloads per day, $10.00 minimum, and $5,000.00 daily limit |
| Direct Deposit | $1.00 to $5,000.00 |
| GreenDot Reload Location | 4 loads daily totaling $1,000.00 per day, minimum load of $20.00 |
| Card to Card transfer | $500.00 per day |
| Withdrawal Limitations | Limit |
|---|---|
| ATM Withdrawals | $1.00 to $500.00 per day total. No more than five withdrawals per day |
| Over the Counter Cash Withdrawals | $1.00 to $2,500.00 per day total. No more than five withdrawals per day |
| Combined Withdrawal Daily Limit | $2,500.00 per day |
| Spend Limitations | Limit |
|---|---|
| Maximum amount in Point of Sale Signature or Point of Sale PIN Transactions | No more than $2,500.00 per day and $2,500.00 per transaction |
