No surprises
TRANSPARENT FEES

No surprises.

We want to help you take back control of your money. That’s why our fees are transparent and simple. Our goal – no surprises!

$4.95 monthly fee.

Our monthly fee is only $4.95…even if you add a Secondary Card. Plus, we waive the fee when $1,000+ is deposited per monthly billing cycle – including direct deposit. That means most people receiving direct deposit have the fee waived every month!
  • Get Started

  • All feesAmountDetails
    Card Purchase$0No fee charged
    Card replacement$4.99Per card. 10-12 Business days
  • Monthly Usage

  • All feesAmountDetails
    Monthly Fee$4.95Fee charged monthly
  • Add money

  • All feesAmountDetails
    Direct Deposit$0No charge
    Cash reload$4.95Fees of up to $4.95 may apply when reloading your card at reload agents. Locations may be found at the Echopay website.
    Card to Card Transfer via web, text or customer service$0No charge
  • Get Cash

  • All feesAmountDetails
    ATM withdrawal (in-network)$0"In-network" refers to the Visa Plus Alliance. Locations can be found at the EchoPay website.
    ATM withdrawal (out-of-network)$1.95This is our fee. “Out-of-network” refers to all the ATMs outside of the NETWORK ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
    Over the counter withdrawal$0No charge
  • Information

  • All feesAmountDetails
    Customer service (automated)$0No fee for calling our automated customer service line, including balance inquiries.
    Customer service (live agent)$0No charge
    Bill payments$0No fee for expedited and regular delivery
    ATM balance inquiry (in-network)$0“In-network” refers to the Visa Plus Alliance ATM Network. Locations can be found at the EchoPay website.
    ATM balance inquiry (out-of-network)$0No charge
  • Using your card outside the U.S

  • All feesAmountDetails
    International signature transaction3%Of the U.S. dollar amount of each transaction
    International PIN transaction3%Of the U.S. dollar amount of each transaction
    International ATM withdrawal$2.50 + 3%This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
    International ATM balance inquiry$0You may also be charged a fee by the ATM operator.
  • Third-Party Fees

  • All feesAmountDetails
    ---
  • Other

  • All feesAmountDetails
    Inactivity$0No charge
    Cancellation Fee$9.95Account cancellation paper check fee. 10-12 Business Days.
  • LOAD, WITHDRAWAL AND SPEND LIMITS*

    Load Limitations

  • Load LimitationsLimit
    Maximum Card balance at any time$10,000
    Total number of times you can reload your CardUp to 5 reloads per rolling twenty-four (24) hours $10.00 minimum, $1,000.00 per transaction, and $5,000.00 daily limit
    Direct Deposit$1.00 to $5,000
    Over the counter withdrawal$1.00 to $1,500
    GreenDot Reload Location4 loads daily totaling $1,000 in rolling 24 Min load $1.00
    Card to Card transfer$500 per day
  • Withdrawal Limitations

  • Withdrawal LimitationsLimit
    Total number of ATM or over the counter cash withdrawalsFive cash withdrawals from each, and no more than six (6) times per day
    Maximum amount of ATM or over the counter cash withdrawal$1,500 per rolling 24 hours
  • Spend Limitations

  • Spend LimitationsLimit
    Maximum amount in Point of Sale Signature or Point of Sale PIN TransactionsNo more than $2,500 per day and $2,500 per transaction

*Third parties may impose additional limitations
Close
Visa Debit